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Archive for the ‘Blog’ Category

Tips for a productive workspace

In many ways, it seems our society is returning to its roots. Ages ago, when a person’s job was tending the land right outside his front door, such a thing as work/life balance didn’t have to exist; work and life were one in the same. These days, there are many people who are going back to this model—albeit a modern version of it—by forgoing an out-of-the-home job and working professionally within the home. Continue Reading…


CT Mortgage Rates – Dec 30, 2009

Mortgage Rates for CT
Product Interest Rates Annual Percentage Rate
15 YR Fixed Conforming 4.500% 4.772%
15 YR Fixed Jumbo 5.125% 5.374%
30 YR Fixed Conforming 5.125% 5.288%
30 YR Fixed Jumbo 5.625% 5.781%
30 YR Fixed Super Jumbo 5.875% 6.035%
5/1 YR ARM Conforming 4.000% 3.551%
5/1 YR ARM Jumbo 4.500% 3.607%
5/1 YR Portfolio Arm 4.500% 3.607%

Last Updated On: Friday, December 30, 2009

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.

CT Licensed 1st & 2nd Mortgage Lender/Broker 15524, 15525 – MA Licensed Mortgage Lender/Broker MC3299, MC3326 -

Licensed by the NH Banking Dept Mortgage Banker/Broker 11083MB – RI Licensed Lender/Loan Broker 20051918LL, 20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535

All information provided is deemed reliable but is not guaranteed and should be independently verified.


CT Mortgage Rates – December 21, 2009

Mortgage Rates for CT
Product Interest Rates Annual Percentage Rate
15 YR Fixed Conforming 4.375 4.520
15 YR Fixed Jumbo 4.875% 5.074%
30 YR Fixed Conforming 5.00 5.161
30 YR Fixed Jumbo 5.375% 5.527%
30 YR Fixed Super Jumbo 5.625% 5.781%
5/1 YR ARM Conforming 4.000% 3.479%
5/1 YR ARM Jumbo 4.250% 3.549%
5/1 YR Portfolio Arm 4.250% 3.549%

Last Updated On: Friday, December 21, 2009

The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 60 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates are subject to change without prior notice and may vary with your unique credit history, and terms of your loan. Property taxes and homeowners insurance are estimates and subject to change.
CT Licensed 1st & 2nd Mortgage Lender/Broker 15524, 15525 -

All information provided is deemed reliable but is not guaranteed and should be independently verified.


New Tax Credit for Home buyers

Ryan Raveis, Vice President of Sales and Marketing at William Raveis Mortgage, summarizes the new tax credit for home buyers and homeowners including eligibility, income limits, and program specifics.


November Solds: Fairfield, Norwalk, Weston, Westport, & Wilton

FAIRFIELD SOLD: 42

AVG LIST PRICE: $803,257

AVG SALE PRICE: $733,364

AVG TIME: 118

 

ADDRESS

LIST PRICE

SALE PRICE

DAYS ON MKT

CLOSED

99 RIDGELY AVE

$289,900

$285,000

40

11/09/09

348 HUNYADI AVE

$293,000

$260,000

79

11/20/09

70 PEASE AVE

$299,000

$240,000

175

11/13/09

91 SCHOOL ST

$325,000

$297,580

60

11/20/09

700 FAIRFIELD WOODS RD

$345,000

$335,000

57

11/13/09

39 PALAMAR DR

$350,000

$355,500

37

11/20/09

1610 MELVILLE AVE

$380,000

$371,000

42

11/13/09

1882 N BENSON RD

$389,700

$370,000

130

11/20/09

155 COLONESE RD

$399,000

$362,500

183

11/23/09

1585 MELVILLE AVE

$399,999

$390,000

155

11/13/09

4539 BLACK ROCK TPKE

$423,000

$400,000

182

11/20/09

40 OXFORD PL

$449,900

$430,000

21

11/20/09

446 WORMWOOD RD

$459,900

$320,000

19

11/10/09

67 LOLA ST

$475,000

$443,500

120

11/16/09

101 BAYBERRY RD

$475,000

$472,000

29

11/30/09

24 TAUNTON CIR

$479,900

$455,000

124

11/06/09

50 LEWIS DR

$489,000

$485,000

41

11/13/09

1058 NORTH BENSON RD

$499,000

$470,000

56

11/20/09

44 MARNE AVE

$499,900

$480,000

51

11/20/09

6 ELEANOR TER

$511,000

$511,000

57

11/20/09

137 SHOREHAM VILLAGE DR

$515,000

$495,000

133

11/09/09

39 WAMPUS WAY

$520,000

$500,000

37

11/30/09

101 ROBERT LN

$575,000

$550,000

182

11/20/09

1084 FAIRFIELD BEACH RD

$595,000

$530,000

203

11/17/09

1036 NORTH BENSON RD

$595,000

$565,000

136

11/05/09

114 BLAINE ST

$639,900

$620,000

149

11/04/09

505 WOOD HOUSE RD

$649,000

$570,000

276

11/13/09

257 HOLLYDALE RD

$669,000

$625,000

212

11/19/09

97 CUMMINGS AVE

$829,900

$810,000

83

11/20/09

100 TIDE MILL TER

$879,000

$875,725

37

11/10/09

20 SKY TOP DR

$939,900

$850,000

134

11/05/09

35 QUAIL RUN CIR

$1,035,000

$1,035,000

1

11/12/09

140 ROSE HILL RD

$1,095,000

$1,025,000

88

11/02/09

1818 REDDING RD

$1,199,000

$975,000

186

11/20/09

381 HEMLOCK RD

$1,224,000

$1,132,500

235

11/09/09

207 MAIN ST

$1,325,000

$1,200,000

93

11/02/09

1531 CROSS HWY

$1,499,000

$1,350,000

196

11/06/09

291 REDDING RD

$1,595,900

$1,425,000

232

11/12/09

100 CHERRY LN

$1,950,000

$1,735,000

319

11/05/09

89 WESTWAY RD

$2,250,000

$2,100,000

30

11/03/09

20 CHERRY LN

$2,275,000

$2,100,000

135

11/12/09

581 SASCO HILL RD

$2,650,000

$2,000,000

204

11/30/09

NORWALK SOLD: 44

AVG LIST PRICE: $582,218

AVG SALE PRICE: $546,642

AVG TIME: 107

 

ADDRESS

LIST PRICE

SALE PRICE

DAYS ON MKT

CLOSED

6 AVENUE D

$179,900

$193,000

40

11/24/09

2 LONGVIEW CT

$195,000

$200,000

49

11/09/09

7 NAROMAKE AVE

$225,000

$225,000

60

11/23/09

20 MACINTOSH RD

$285,000

$285,000

38

11/13/09

2 COLLEGE ST

$309,900

$300,000

67

11/05/09

1 FREEDMAN DR

$318,000

$308,000

87

11/02/09

6 PHILLIPS ST

$334,900

$327,000

60

11/30/09

17 MCALLISTER AVE

$344,000

$338,000

96

11/09/09

40 CLINTON AVE

$349,000

$330,000

184

11/16/09

2 GRUMMAN CT

$359,900

$355,000

47

11/04/09

140 DRY HILL RD

$374,000

$360,000

55

11/05/09

12 WOODCREST RD

$379,900

$380,500

41

11/27/09

66 SILVERMINE AVE

$395,000

$385,000

233

11/20/09

44 ADAMS AVE

$399,000

$389,000

154

11/10/09

78 SPRING HILL AVE

$399,000

$378,000

80

11/25/09

3 GIRARD ST

$399,000

$375,000

24

11/13/09

5 BURLINGTON DR

$412,500

$399,250

129

11/05/09

12 DEERWOOD MNR

$425,500

$390,000

143

11/19/09

16 LIVE OAK RD

$435,000

$420,000

177

11/13/09

14 AVON ST

$435,000

$420,000

36

11/20/09

5 DAPHNE DR

$439,000

$423,000

100

11/23/09

1 BLACKBERRY LN

$439,000

$428,000

44

11/19/09

1 MAHER DR

$445,000

$430,000

183

11/13/09

19 DEVILS GARDEN RD

$449,900

$437,500

81

11/18/09

15 MACINTOSH RD

$462,000

$448,000

207

11/09/09

2 MEREDITH CT

$465,000

$423,500

200

11/24/09

8 OLD FIELD RD

$485,000

$440,000

58

11/23/09

8 HUNTERS LN

$505,000

$490,000

68

11/24/09

72 GREGORY BLVD

$529,000

$500,000

44

11/24/09

6 MAY DR

$535,000

$490,000

50

11/18/09

22 SUNSET HILL AVE

$539,000

$490,000

130

11/24/09

4 JERSEY LN

$565,000

$550,000

64

11/13/09

139 WOLFPIT AVE

$579,900

$490,000

164

11/16/09

41 DEVILS GARDEN RD

$599,500

$560,000

102

11/17/09

39 BLUE MOUNTAIN RD

$624,000

$575,000

95

11/02/09

18 OLD WITCH CT

$689,900

$654,000

209

11/20/09

7 LITTLE FOX LN

$699,900

$671,000

95

11/24/09

38 WITCH LN

$719,000

$650,000

134

11/20/09

7 HARBOR VIEW AVE

$724,000

$710,000

87

11/02/09

5 DEVONSHIRE RD

$985,000

$925,000

61

11/19/09

13 VINCENT PL

$1,595,000

$1,475,000

309

11/30/09

186 ROWAYTON AVE

$1,699,000

$1,450,000

195

11/17/09

8 WILSON AVE

$1,895,000

$1,709,500

245

11/30/09

7 CUDLIPP ST

$1,995,000

$1,875,000

73

11/18/09

WESTON SOLD: 8

AVG LIST PRICE: $840,850

AVG SALE PRICE: $784,625

AVG TIME: 158

 

ADDRESS

LIST PRICE

SALE PRICE

DAYS ON MKT

CLOSED

82 NEWTOWN TPKE

$429,000

$433,000

127

11/24/09

104 BIRCH HILL RD

$449,900

$440,000

92

11/04/09

67 LYONS PLAIN RD

$450,000

$420,000

175

11/06/09

22 BRIER BROOK RD

$749,900

$720,000

183

11/10/09

5 PINK CLOUD LN

$875,000

$850,000

1

11/28/09

47 SEPTEMBER LN

$899,000

$850,000

36

11/10/09

18 HILL CREST LN

$1,199,000

$1,139,000

240

11/05/09

3 GREY FOX LN

$1,675,000

$1,425,000

365

11/17/09

WESTPORT SOLD: 26

AVG LIST PRICE: $1,379,723

AVG SALE PRICE: $1,271,343

AVG TIME: 161

 

ADDRESS

LIST PRICE

SALE PRICE

DAYS ON MKT

CLOSED

7 JONATHAN LN

$550,000

$555,000

30

11/30/09

21 RAYFIELD RD

$619,000

$619,000

356

11/16/09

36 LONG LOTS RD

$625,000

$580,000

38

11/20/09

10 PIN OAK CT

$649,000

$643,000

413

11/20/09

43 PARK LN

$719,900

$643,800

1

11/23/09

6 BROOKLAWN DR

$750,000

$655,000

88

11/06/09

32 WRIGHT ST

$765,000

$710,000

325

11/04/09

117 OLD RD

$775,000

$786,000

121

11/23/09

33 FILLOW ST

$799,000

$715,000

43

11/30/09

2 JENNIE LN

$799,999

$800,000

310

11/30/09

122 OLD RD

$865,000

$825,000

200

11/18/09

7 REBEL RD

$875,000

$818,125

13

11/24/09

19 BONNIE BROOK RD

$899,000

$875,000

331

11/13/09

5 HYATT LN

$985,000

$920,000

123

11/13/09

132 NORTH AVE

$1,249,000

$1,100,000

217

11/30/09

5 FRESENIUS RD

$1,268,000

$1,125,000

220

11/05/09

107 CROSS HWY

$1,399,000

$1,300,000

90

11/04/09

22 DAWN DR

$1,449,000

$1,385,000

59

11/19/09

9 DOGWOOD LN

$1,499,900

$1,300,000

28

11/06/09

6 TAMARAC RD

$1,699,000

$1,575,000

85

11/19/09

154 HILLSPOINT RD

$1,699,000

$1,600,000

3

11/30/09

47 TREADWELL AVE

$1,795,000

$1,650,000

134

11/13/09

13 CACCAMO TRL

$2,099,000

$1,925,000

250

11/13/09

4 GUARD HILL RD

$2,995,000

$2,600,000

364

11/18/09

28 MANITOU RD

$3,350,000

$3,250,000

217

11/04/09

130 HILLANDALE RD

$4,695,000

$4,100,000

133

11/20/09

WILTON SOLD: 8

AVG LIST PRICE: $776,375

AVG SALE PRICE: $728,000

AVG TIME: 160

 

ADDRESS

LIST PRICE

SALE PRICE

DAYS ON MKT

CLOSED

346 STURGES RIDGE RD

$579,000

$555,000

316

11/24/09

21 GRUMMAN AVE

$669,000

$645,000

68

11/23/09

139 GRUMMAN HILL RD

$692,000

$670,000

43

11/30/09

264 HURLBUTT ST

$699,000

$636,500

395

11/09/09

21 FULLIN LN

$725,000

$685,000

44

11/27/09

31 CLOVER DR

$759,000

$692,500

185

11/30/09

46 GLEN HILL RD

$839,000

$790,000

127

11/16/09

9 RICHDALE DR

$1,249,000

$1,150,000

118

11/20/09


Alternative Gift Giving

Each year we vow to find creative gifts for family and friends.  However, with the holidays rapidly closing in, we inevitably fall back on giving the usual predictable holiday presents.  Unfortunately these nicely wrapped gifts usually end up shoved to the back of the closet, are re-gifted, or quickly forgotten.  For some smart ideas on alternative gift giving click the link below.

Alternative Gift Giving Ideas


Make your space dazzling

 If you live in a home that lacks distinction, bring the best to the forefront while disguising the rest. Try some visual tricks of the trade to refresh those run-of-the-mill rooms. 

A Whole New Dimension


Analyzing Data for Buying and Selling

Bill Raveis shares important information for buyers and sellers on how to evaluate facts and figures to assist with the home buying and selling process.


Relax and Enjoy the Holidays

Chef Bobby Moore gives tips for hosting a party.  You and your guests will eat well and make fun memories together!

Celebrate the Season