Mortgage Rates Rise, Drop or Remain the Same?

11/27/12- According to Bankrate.com This week (Nov. 21-28), 27 percent of the panelists believe mortgage rates will  rise over the next week or so, 9 percent think rates will fall, and 64 percent  believe rates will remain relatively unchanged (plus or minus 2 basis points).
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Mortgage Rates for CT
Product Interest Rates Annual Percentage Rate Interest Rate Based on Index + Margin
15 YR Fixed Conforming 2.500% 2.744%
15 YR Fixed Jumbo 3.000% 3.247%
30 YR Fixed Conforming 3.250% 3.390%
30 YR Fixed High Conforming 3.750% 3.895%
30 YR Fixed Jumbo 3.750% 3.895%
30 YR Fixed Super Jumbo 3.875% 4.021%
5/1 (30 Yr) ARM Conforming 2.125% * 2.937% 3.250%
5/1 (30 Yr) ARM Jumbo 2.375% * 3.089% 3.250%
5/1 (30 Yr) Portfolio ARM 2.375% * 3.089% 3.250%
Last updated on: 11/26/12
* Initial Interest Rate. The interest is fixed for the first five years and adjusts annually thereafter for the remainder of the loan term. The rate may increase after consummation. The Index for this product is the 1 Year LIBOR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.  The rates and APR above are based upon the following assumptions: a 20% down payment, $1,500 in finance charges, and 30 days prepaid interest, 1 point, and a 30 day rate lock. The rates and APR will vary depending upon the actual down payment percentages, points and fees for your transaction. Rates and the margin for adjustable rate mortgages [if applicable] are subject to change without prior notice and may vary with your unique credit history, and terms of your loan.The above rates may change or not be available at commitment or closing or may be subject to product restrictions. CT Licensed Mortgage Correspondent Lender 15524 – MA Licensed Mortgage Lender/Broker MC2630 – Licensed by the NH Banking Dept Mortgage Banker/Broker 11083MB – RI Licensed Lender/Loan Broker 20051918LL, 20051919LB – NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535